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Term Loan

The money you need to grow your business. 

A term loan is a loan with a choice of fixed or variable interest rates and flexible repayment options over a set period of time.


  • Own your asset

  • Use funds to invest

  • Avoid using your capital

  • Grow your business


Man sitting at computer in office
  • Fixed or variable interest rates
  • Secured or unsecured
  • Principal and interest or interest only repayments
  • Loans for up to 25 years
  • Fixed Rate Lock available

How does its work?

A term loan gives you certainty. Choose the amount, term, and repayment options to suit you.

Rates and fees

Variable Interest Rates from 3.54% p.a.#

Fixed Interest Rates from 2.39​​% p.a.#

You can call us on 1300 236 344 to find out further information on application fees, service fees and other fees or interest rates for your term loan. 

Not sure which product is for you?

We can help you choose.

Can we help you?


Send us an online enquiry for all your business questions.


Contact a local business specialist today.

At a branch

Use our branch locator to search for a branch, agency or ATM near you.

Things you should know

# Interest rate quoted is indicative and applicable for new lending only.

Rate is available to customers that have a 100% residentially secured Business Solutions term loan where total aggregate lending is equal to or less than $750,000. Different rates will apply depending on the size of your loan, if a variable or fixed rate term, the security being offered and full credit assessment of your application. Rates may be changed at any time.

Subject to terms and conditions. Fees and charges apply. Full details available on application. All loans subject to Bendigo Bank's normal lending criteria. 

Target Market Determinations for products are available.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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